Meaning of credit in financing purchase of housing real estates in Poland on the example of the PKO BP bank
Article Sidebar
Main Article Content
Abstract
The real estate is a peculiar legal object. Not only a legal definition of the real estate is attesting to it. All phases of the life of the real estate: the phase of the turnover, the phase of the buildings design of ground, the phase of the realization, the phase of certifying fit for use, the phase of the use, as well as the phase of the liquidation of building objects, are settled legally. Ceiling prices of flats changed the structure of financing the purchase. A number of customers receiving an exclusively bank loan reduced. However to the 79% a percentage of purchasers using credit and own funds rose. This situation continues from the half of 2004 and has his genesis in contemporary freeing sources of financing the purchase, i.e. the low interest and big availability of home loans offered by banks in Poland. In the article meaning of credit was described in financing the purchase of housing real estates in Poland on the example of the PKO bank.
Article Details
How to Cite
Wyrębek, H. (2010). Meaning of credit in financing purchase of housing real estates in Poland on the example of the PKO BP bank. The Scientific Journal European Policies, Finance and Marketing, (4(53), 196–203. https://doi.org/10.22630/PEFIM.2010.4.53.58
References
Dylewski M., Filipiak B., Gorzałczyńska - Koczkodaj M., Finanse samorządowe, PWN, Warszawa 2007.
Sochacka - Krysiak H., Zarządzanie gospodarką i finansami gminy, Wyd. SGH, Warszawa 2003.
Kożuch A., Mirończuk A. (red.), Zarządzanie finansami lokalnymi, Wyd. Fundacja WspółczesneZarządzanie, Białystok 2005.
Nowicka E., Ustrój Administracji Publicznej, PWN, Warszawa 2000.
Iwanicki Z., Poradnik sołtysa i radnego na 2002 rok, Krajowe Stowarzyszenie Sołtysów, Konin 2001.
Dziennik Ustaw z 2001 r. Nr 142, poz. 1591 z późn. zm.
Byjoch K., Skulimierski J., Tarno P., Samorząd terytorialny po reformie ustrojowej państwa, PWN,Warszawa 2000.
Statistics
Downloads
Download data is not yet available.
Recommend Articles
Most read articles by the same author(s)
- Henryk Wyrębek, Finances management of self-government units on the example of the commune , The Scientific Journal European Policies, Finance and Marketing: No. 4(53) (2010)
- Henryk Wyrębek, Janusz Toruński, Financial forms of supporting SME in Poland on the example of the PKO BP bank , The Scientific Journal European Policies, Finance and Marketing: No. 4(53) (2010)
- Janusz Toruński, Henryk Wyrębek, Meaning of the bank sector in financing the environmental protection in Poland on the example of BOŚ in years 2000–2007 , The Scientific Journal European Policies, Finance and Marketing: No. 4(53) (2010)
Licence
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.