ASSESSMENT OF THE CREDIT HISTORY OF ENTERPRISES

doi:10.22630/PEFIM.2017.18.67.36

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Published:

Dec 28, 2017

Issue

No. 18(67) (2017)

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Articles

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Jan Kochanowski University in Kielce

https://orcid.org/0000-0001-8638-4735

National University of Life and Environmental Sciences of Ukraine

DOI: https://doi.org/10.22630/PEFIM.2017.18.67.36

Keywords : assessment of credit history, crisis of the banking sector, lending to enterprises, overdue debt, prolonged debt, duration of credit history

Abstract

This is the first of 5 articles describing a research conducted to assess the creditworthiness of enterprises and the impact of such an assessment on the level of lending rates during the crisis that has covered the banking sector in Ukraine. In the framework of this study, it was assumed that the creditworthiness of agrarian enterprises involves the following four factors which are subject to the assessment: the credit history of the enterprise, its financial status, business plan and the adequacy of the security (the subject of the mortgage). This article describes the results of the assessment of the credit history of the enterprise. The aim of the study is to identify the quantitative measure of the correlation between the assessment of the credit history of enterprises and the level of repayment of credit in a crisis of the banking sector, as well as the improvement of methodological approaches to such an assessment.

How to Cite

Natalia, & Nadiia. (2017). ASSESSMENT OF THE CREDIT HISTORY OF ENTERPRISES. The Scientific Journal European Policies, Finance and Marketing, (18(67), 229–239. https://doi.org/10.22630/PEFIM.2017.18.67.36

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