KOZAK, Sylwester. Changes of distribution channels and improvements of the competition conditions in the insurance sector in Poland for the period 2002-2009. The Scientific Journal European Policies, Finance and Marketing, [S. l.], n. 5(54), p. 59–70, 2011. DOI: 10.22630/PEFIM.2011.5.54.5. Disponível em: https://pefim.sggw.edu.pl/article/view/1512. Acesso em: 3 nov. 2026.